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				<lastBuildDate>Tue, 18 Nov 2008 21:18:52 MST</lastBuildDate>
			
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					  <title><![CDATA[The Fall of the Owner Builder Construction Loan]]></title>
					  <link>http://www.articleinformer.com/articles/226308/1/The-Fall-of-the-Owner-Builder-Construction-Loan/Page1.html</link>
					  <description><![CDATA[Owner builder construction loans have not been immune from the pains within the mortgage industry over the last couple of years. In fact, there have recently been some major changes within the world of owner builder construction financing that are worth examining. It's time to take stock and fully assess your current options for the new realities of today's market.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Tue, 18 Nov 2008 00:00:00 MST</pubDate>
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					  <title><![CDATA[What Should an Owner Builder Expect to Pay in Closing Costs for His Loan?]]></title>
					  <link>http://www.articleinformer.com/articles/214055/1/What-Should-an-Owner-Builder-Expect-to-Pay-in-Closing-Costs-for-His-Loan/Page1.html</link>
					  <description><![CDATA[When looking to build your home as an owner builder, you will undoubtedly want to compare loan programs and closing costs. If you want an owner builder construction loan, you will need to make sure you are comparing apples to apples when looking at overall loan fees.  A specialized owner builder loan will have more fees than simpler mortgages, but it should be worth it in the long run.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Sat, 18 Oct 2008 00:00:00 MDT</pubDate>
					 <guid isPermaLink="true">http://www.articleinformer.com/articles/214055/1/What-Should-an-Owner-Builder-Expect-to-Pay-in-Closing-Costs-for-His-Loan/Page1.html</guid>
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					  <title><![CDATA[Multiple Appraisals for a Construction Loan? The Details an Owner Builder Needs to Know]]></title>
					  <link>http://www.articleinformer.com/articles/212407/1/Multiple-Appraisals-for-a-Construction-Loan-The-Details-an-Owner-Builder-Needs-to-Know/Page1.html</link>
					  <description><![CDATA[If you want a mortgage, you need a real estate appraisal.  If you want to be an owner builder and need a construction loan, you will need two appraisals wrapped into one.  An owner builder construction loan will require an appraisal prior to construction and one follow-up appraisal upon completion. Knowing the details of this system will help you get the construction loan you want.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Wed, 15 Oct 2008 00:00:00 MDT</pubDate>
					 <guid isPermaLink="true">http://www.articleinformer.com/articles/212407/1/Multiple-Appraisals-for-a-Construction-Loan-The-Details-an-Owner-Builder-Needs-to-Know/Page1.html</guid>
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					  <title><![CDATA[Understanding Real Estate Zoning Before You Buy Your Land to Build Your House as An Owner Builder]]></title>
					  <link>http://www.articleinformer.com/articles/210607/1/Understanding-Real-Estate-Zoning-Before-You-Buy-Your-Land-to-Build-Your-House-as-An-Owner-Builder/Page1.html</link>
					  <description><![CDATA[If you want to build your home with a general contractor or as an owner builder, you are almost certainly going to need financing in the form of a construction loan or an owner builder construction loan. So, before you ever commit to that dream plot of land, you better first understand the zoning implications - not just for your county's building permits but also for your owner builder loan terms.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Thu, 09 Oct 2008 00:00:00 MDT</pubDate>
					 <guid isPermaLink="true">http://www.articleinformer.com/articles/210607/1/Understanding-Real-Estate-Zoning-Before-You-Buy-Your-Land-to-Build-Your-House-as-An-Owner-Builder/Page1.html</guid>
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					  <title><![CDATA[Build Your Personal Nest Egg in Today's Financial Climate With Owner Builder Construction]]></title>
					  <link>http://www.articleinformer.com/articles/209074/1/Build-Your-Personal-Nest-Egg-in-Todays-Financial-Climate-With-Owner-Builder-Construction/Page1.html</link>
					  <description><![CDATA[Owner builder construction is a creative way to build instant equity in your primary residence, which will jump start a family's nest egg even in today's financial climate. The decline of the housing industry leaves the doors wide open for an owner builder to take advantage of decreased land and labor costs and save tens of thousands of dollars in sweat equity in a new home.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Fri, 03 Oct 2008 00:00:00 MDT</pubDate>
					 <guid isPermaLink="true">http://www.articleinformer.com/articles/209074/1/Build-Your-Personal-Nest-Egg-in-Todays-Financial-Climate-With-Owner-Builder-Construction/Page1.html</guid>
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					  <title><![CDATA[What Prevents Most Businesses from Using Ezine Marketing]]></title>
					  <link>http://www.articleinformer.com/articles/207845/1/What-Prevents-Most-Businesses-from-Using-Ezine-Marketing/Page1.html</link>
					  <description><![CDATA[Who should be using ezines to market their products or services?  The answer is every single business owner in America. We all know that ezines provide an enormous list of marketing benefits.<BR>
<BR>
First of all, they provide inexpensive and immediate delivery to a client. Second, ezines give you a perfect chance to establish yourself as an expert in your field.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Tue, 30 Sep 2008 00:00:00 MDT</pubDate>
					 <guid isPermaLink="true">http://www.articleinformer.com/articles/207845/1/What-Prevents-Most-Businesses-from-Using-Ezine-Marketing/Page1.html</guid>
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					  <title><![CDATA[How to Co-Sign for a Loan Without Hurting Yourself]]></title>
					  <link>http://www.articleinformer.com/articles/206829/1/How-to-Co-Sign-for-a-Loan-Without-Hurting-Yourself/Page1.html</link>
					  <description><![CDATA[If you are considering co-signing for a loan to help out a close friend or family member, the best advice is to walk away. Don't do it.  It could cause real harm to your credit score and to your qualification numbers when you need a mortgage yourself. But, if you must be a co-signor, then make sure you follow some simple rules to ensure it won't hurt you in the long run.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Sat, 27 Sep 2008 00:00:00 MDT</pubDate>
					 <guid isPermaLink="true">http://www.articleinformer.com/articles/206829/1/How-to-Co-Sign-for-a-Loan-Without-Hurting-Yourself/Page1.html</guid>
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					  <title><![CDATA[Are Mortgage Insurance Companies Affecting Your Owner Builder Construction Loan?]]></title>
					  <link>http://www.articleinformer.com/articles/205207/1/Are-Mortgage-Insurance-Companies-Affecting-Your-Owner-Builder-Construction-Loan/Page1.html</link>
					  <description><![CDATA[An owner builder construction loan, just like any construction loan, will not have any mortgage insurance payments while you build.  So, why is it then that mortgage insurance companies are having a huge impact on your ability as an owner builder to secure your loan? The answer lies within the banks' rules for converting you to permanent financing once the home is built.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Wed, 24 Sep 2008 00:00:00 MDT</pubDate>
					 <guid isPermaLink="true">http://www.articleinformer.com/articles/205207/1/Are-Mortgage-Insurance-Companies-Affecting-Your-Owner-Builder-Construction-Loan/Page1.html</guid>
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					  <title><![CDATA[Having Your Loan Denied Due to Your Credit - Despite Having a Good Credit Score]]></title>
					  <link>http://www.articleinformer.com/articles/203634/1/Having-Your-Loan-Denied-Due-to-Your-Credit---Despite-Having-a-Good-Credit-Score/Page1.html</link>
					  <description><![CDATA[Imagine applying for a mortgage for your dream home.  You have good savings, a good job, very little monthly debt, and a decent credit score.  Your loan approval should be a slam dunk, right? Now imagine how frustrated you are when the bank says your loan application was denied due to your credit report - despite having a good credit score!<BR>
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Everyone knows that you need to have a good credit score to get the best rates and terms on a mortgage.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Sat, 20 Sep 2008 00:00:00 MDT</pubDate>
					 <guid isPermaLink="true">http://www.articleinformer.com/articles/203634/1/Having-Your-Loan-Denied-Due-to-Your-Credit---Despite-Having-a-Good-Credit-Score/Page1.html</guid>
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					  <title><![CDATA[Five Creative Ways to Secure an Owner Builder Loan Without a Down Payment at Closing]]></title>
					  <link>http://www.articleinformer.com/articles/202302/1/Five-Creative-Ways-to-Secure-an-Owner-Builder-Loan-Without-a-Down-Payment-at-Closing/Page1.html</link>
					  <description><![CDATA[Owner builder construction loans, like the rest of the mortgage industry, have had to tighten their belts to survive in today's lending climate. For borrowers who wish to build their own homes, this translates into tougher guidelines to secure financing. However, there are still four creative ways that an owner builder has available to close on a construction loan without a down payment.]]></description>
					  <author>no@spam.com (Chris Esposito)</author>
					  <pubDate>Wed, 17 Sep 2008 00:00:00 MDT</pubDate>
					 <guid isPermaLink="true">http://www.articleinformer.com/articles/202302/1/Five-Creative-Ways-to-Secure-an-Owner-Builder-Loan-Without-a-Down-Payment-at-Closing/Page1.html</guid>
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